Credit Counseling and Personal Financial Well-Being

Credit Delinquencies: A Portrait of Pain for Employers’ Bottom Lines—Preliminary Findings,
1999, Personal Finances and Worker Productivity, Garman, Camp, Kim, Bagwell, Baffi & Redican, File RRP032.
 

Financially-Troubled Employees and Threats of Violence Impact the Workplace,
1999, Personal Finances and Worker Productivity, Brown, File RRP033.
 

InCharge Debt Solutions 18-Month Panel Study: Changes in Financial Behavior and Incidence of Financial Stressors,
2002, InCharge Institute of America, Sorhaindo & Garman, File WPS012.
 

Differences Between Credit Counseling Clients and Non-Clients After One Year in a DMP Program: Preliminary Cut of a Very Small Sample of Data,
2001, InCharge Institute of America, Sorhaindo & Garman, File WPS002.
 

How Today’s Active InCharge DMP Clients Differ from the Non-Active Back When they all Committed,
2001, InCharge Institute of America, Garman, File WPS001.